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Cap Rate Calculator

Find a property’s cap rate from income and value.

Real estate return at a glance

The cap rate is a property investor’s quick yardstick: it expresses the annual net income a property produces as a percentage of its price, independent of financing.

A property with 24,000 in net operating income and a 400,000 value has a 6% cap rate. Higher cap rates mean more income per dollar but usually come with more risk or less desirable locations.

Practical and private

The calculation runs in your browser, so nothing you enter is uploaded.

Frequently Asked Questions

What is a cap rate?

The capitalization rate — a property’s annual net operating income as a percentage of its value, a quick measure of return.

What counts as net operating income?

Rental income minus operating expenses, before mortgage payments and taxes on income.

Is a higher cap rate better?

A higher cap rate means more income per dollar of value, but often more risk. Typical rates vary by market and property type.

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