Car Loan Calculator
Find the monthly payment and interest on a car loan.
Know the monthly before you buy
A car’s sticker price is not what you pay each month — the loan term and interest rate shape that. This calculator turns the deal into a monthly payment and shows the total interest.
Financing 25,000 after a down payment, at 6.5% over 60 months, costs about 489 a month and roughly 4,300 in interest. Seeing the total interest often changes how buyers weigh term length.
Practical and private
The calculation runs in your browser, so these figures never leave your device.
Frequently Asked Questions
How is the payment calculated?
With the standard amortization formula, from the amount financed, the monthly interest rate, and the number of months.
What is the amount financed?
The vehicle price minus your down payment and any trade-in value. That is the principal the loan covers.
Does it include tax and fees?
No. Add sales tax and fees to the price if you want them financed, or budget them separately.
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