Retirement Savings Estimator
Project a retirement balance from contributions.
Where your savings could land
Regular contributions plus compound growth build a retirement balance over decades. Saving $500 a month at 7% for 30 years projects to roughly $610,000 — small amounts, long horizons.
Small changes compound over decades: starting five years earlier or nudging the rate up a point can mean six figures of difference at retirement, which the projection makes visible.
A projection only
Markets vary and inflation erodes value, so treat this as illustrative, not a guarantee. Your contribution figures never leave your browser.
Frequently asked questions
What does the default projection show?
$75,000 plus $900 a month at 6% for 25 years grows to about $958,567, from $345,000 of contributions and about $613,567 of growth.
How are contributions and growth applied?
Monthly: each month the balance grows by the annual return ÷ 12, then the contribution is added. Enter the return and years as "6, 25" in the third box.
Is the result in today's dollars?
No. It is a nominal future balance. To estimate buying power in today's money, use a return that subtracts inflation, such as 4% instead of 6%.
Related tools
Need clearer pricing, financial models, or planning tools? Let us help.