Dividend Calculator
Work out your dividend income and how reinvesting it adds up over the years.
| Year | Dividends that year | Total dividends | Holding value |
|---|
How much will my dividends pay?
Yearly dividend income is the amount invested times the yield. $10,000 in a stock yielding 4% pays $400 a year. Paid quarterly, that is $100 per payment, or about $33.33 a month on average. That is the income you get today, before any reinvesting or dividend raises.
Reinvest every payment instead and the holding compounds. Keeping the share price flat, those same $10,000 grow to $14,888.64 after 10 years of quarterly reinvesting, which means $4,888.64 in total dividends, and the income in year 10 reaches about $580.95, compared with $400 in year one.
What the projection leaves out
The figures are before tax and assume the share price and yield stay where they are, apart from the dividend growth you enter. Real dividends can be raised, cut, or suspended, so treat the table as an estimate, not a promise. To find a stock's yield from its price and payout first, use the dividend yield calculator.
Frequently Asked Questions
What does reinvesting dividends (DRIP) change?
With reinvestment on, each payment buys more shares, and those shares pay dividends of their own, so income grows every payment. With it off, the dividends are paid out as cash and your income stays flat unless the company raises its dividend. Turn the checkbox off to see the cash-only figure.
Why does the calculator keep the share price flat?
Share prices are unpredictable, so the projection only counts dividends. The holding value shown is what your shares would be worth at today's price. If the price rises over the years, your actual balance would be higher, and reinvested dividends would buy fewer shares at the higher price.
What should I put for dividend growth?
Leave it at 0% for a plain estimate. Companies that raise their payout every year can be modeled with a yearly growth rate, for example 5% means each year's dividend per share is 5% larger than the year before. Look at the company's past increases rather than guessing high.
I know the dividend per share, not the yield. What do I enter?
Divide the yearly dividend per share by the share price. A stock trading at $50 that pays $0.50 every quarter pays $2.00 a year, which is a 4% yield. Enter 4, then enter the dollar amount you hold or plan to buy.
Related tools
Find a stock’s yield from its price and dividend.