401k Contribution Calculator
Estimate 401(k) contributions and employer match.
See your yearly 401(k) contribution
Your contribution is a percentage of each paycheck, often boosted by an employer match up to a cap. Contributing 6% of a $60,000 salary is $3,600 a year, and a 50%-up-to-6% match adds $1,800 of free money on top.
Workers 50 and over can add catch-up contributions on top of the standard limit, and choosing a Roth 401(k) shifts when the tax is paid — both worth modelling before you set your rate.
An estimate, not tax advice
Annual IRS limits and your plan's specific match formula apply, so confirm both with your provider. Your salary and contribution rate stay in the browser and are never uploaded.
Frequently Asked Questions
How does this 401k contribution calculator work?
It uses the numbers you enter and applies the visible formula or planning rule in your browser.
Is this financial advice?
No. This is an educational estimate for planning. Check important decisions with a qualified financial professional.
Are my numbers uploaded?
No. The calculation runs locally in your browser and nothing is stored by this page.
Need clearer pricing, financial models, or planning tools? Let us help.